Maximizing Your Deductions
A comprehensive walkthrough of every deduction available and how to claim them in FileJoy.
Every taxpayer gets to choose between the standard deduction and itemizing. The standard deduction for 2025 is $15,000 for single filers, $30,000 for married filing jointly, and $22,500 for head of household.
Itemizing means listing each individual deduction (mortgage interest, charity, etc.) instead of taking the flat standard amount. You should itemize only if your total individual deductions exceed the standard deduction.
The good news? FileJoy does this comparison for you automatically. As you enter deductions, the app tracks your itemized total and shows you a live comparison against the standard deduction. You'll always know which option saves you more money.
Standard vs Itemized Comparison
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FileJoy shows a live comparison so you always pick the better option
Pro Tip
About 90% of taxpayers benefit from the standard deduction. But if you own a home or make large charitable gifts, itemizing could save you significantly more.