The True Cost of Tax Software: Why FileJoy's Transparent Pricing Wins
6/30/2025 • FileJoy Editorial
#filejoy#pricing#affordability#transparency
The True Cost of Tax Software: Why FileJoy's Transparent Pricing Wins
"Starting at $29" sounds great—until you see the final bill.
The Hidden Cost Problem
TurboTax Example:
- Advertised: "Free" or "Starting at $0"
- Reality: $59-$119 for self-employed
- State return: +$40-$50 per state
- Additional features: +$20-$50
- **Total: $119-$219+**
H&R Block Example:
- Advertised: "Starting at $35"
- Self-employed version: $89.99
- State return: +$36.99 per state
- **Total: $126.98+**
TaxAct Example:
- Advertised: "Starting at $24.95"
- Self-employed: $64.95
- State return: +$44.95 per state
- **Total: $109.90+**
FileJoy's Transparent Pricing
What You See Is What You Pay:
- Base plan: $99/year (or $29/month)
- Additional states: $29/state (clearly shown)
- No hidden fees
- No surprise upsells
- No "premium" features locked away
What's Included:
- Unlimited federal returns
- All Schedule C features
- All self-employment calculations
- QBI deduction calculations
- Home office deduction
- Vehicle expense tracking
- State returns (1 included, $29 for additional)
- Calculation audit feature
- Receipt storage
- Email support
Real Cost Comparison
Scenario: Freelancer with 2 states
TurboTax:
- Self-employed: $119
- 2 state returns: $90
- **Total: $209**
H&R Block:
- Self-employed: $89.99
- 2 state returns: $73.98
- **Total: $163.97**
FileJoy:
- Base plan: $99
- 1 additional state: $29
- **Total: $128**
Savings with FileJoy: $35-$81
The Upsell Problem
Traditional Software:
- "Upgrade to get audit protection" (+$40)
- "Add identity theft protection" (+$30)
- "Get priority support" (+$20)
- "Unlock advanced features" (+$50)
FileJoy:
- Everything included
- No upsells
- No premium tiers
- All features available
Annual vs. One-Time Cost
Traditional Software:
- Pay every year
- Price increases annually
- No loyalty discounts
- $100-$200+ per year
FileJoy:
- Annual plan: $99/year
- Monthly plan: $29/month (cancel anytime)
- Transparent pricing
- No surprise increases
Value Beyond Price
Time Savings:
- File in 30 minutes vs. 3 hours
- Your time is worth money
- Less stress = better work
Accuracy:
- Correct calculations save money
- Missed deductions cost thousands
- Audit protection is priceless
Support:
- Real email support (not chatbots)
- Helpful documentation
- Community forum
- No "premium support" upsell
The FileJoy Difference
We believe in transparent pricing. No hidden fees, no surprise charges, no upsells. What you see is what you pay, and what you get is everything you need.
See the real cost—compare FileJoy's transparent pricing to the competition and see how much you'll save.