FileJoy vs. CPA: When Software Beats Professional Help
7/3/2025 • FileJoy Editorial
#filejoy#cpa#comparison#value
FileJoy vs. CPA: When Software Beats Professional Help
CPAs are expensive. FileJoy gives you CPA-level accuracy at a fraction of the cost.
CPA Costs
Typical CPA Fees (self-employed):
- Simple return: $300-$500
- Complex return: $500-$1,500
- Multiple states: +$100-$200 per state
- Quarterly consultations: +$200-$500/year
- **Total: $500-$2,500+ per year**
What You Get:
- Someone else does your taxes
- Professional advice
- Audit support (sometimes)
- Time savings
What You Don't Get:
- Understanding of your own taxes
- Ability to make mid-year adjustments
- Real-time tax planning
- Control over the process
FileJoy Costs
Annual Plan: $99/year
Monthly Plan: $29/month
What You Get:
- CPA-level accuracy
- All calculations explained
- Step-by-step guidance
- Audit-ready documentation
- Unlimited returns
- Real-time calculations
- Tax planning tools
- Receipt storage
- Email support
Cost Comparison
Scenario: Freelancer, 1 state, $75k income
CPA:
- Tax preparation: $400
- Quarterly check-ins: $200
- **Total: $600/year**
FileJoy:
- Annual plan: $99
- **Total: $99/year**
Savings: $501/year
Accuracy Comparison
CPA Accuracy:
- Generally very good
- But humans make mistakes
- Depends on the CPA's experience
- May miss deductions if you don't mention them
FileJoy Accuracy:
- Tested against IRS publications
- Automated calculations (no human error)
- Comprehensive deduction finder
- Validated against real scenarios
Speed Comparison
CPA Process:
- Gather documents: 1-2 hours
- Meeting with CPA: 1 hour
- Wait for preparation: 1-2 weeks
- Review and sign: 30 minutes
- **Total time: 2-3 hours + waiting**
FileJoy Process:
- Import data: 5 minutes
- Review and file: 25 minutes
- **Total time: 30 minutes**
When to Use a CPA
Use a CPA if:
- You have very complex situations (multiple businesses, international income, etc.)
- You want ongoing tax planning advice
- You're being audited
- You prefer to outsource completely
Use FileJoy if:
- You want to understand your taxes
- You want to save money
- You want speed and convenience
- You want control over the process
- Your situation is typical for self-employed filers
The FileJoy Advantage
FileJoy gives you:
- CPA-level accuracy
- Faster filing
- Lower cost
- Better understanding
- More control
Try FileJoy and see why thousands of self-employed filers choose software over CPAs.