FileJoy vs. CPA: When Software Beats Professional Help

7/3/2025 • FileJoy Editorial
#filejoy#cpa#comparison#value

FileJoy vs. CPA: When Software Beats Professional Help

CPAs are expensive. FileJoy gives you CPA-level accuracy at a fraction of the cost.

CPA Costs

Typical CPA Fees (self-employed):

  • Simple return: $300-$500
  • Complex return: $500-$1,500
  • Multiple states: +$100-$200 per state
  • Quarterly consultations: +$200-$500/year
  • **Total: $500-$2,500+ per year**

What You Get:

  • Someone else does your taxes
  • Professional advice
  • Audit support (sometimes)
  • Time savings

What You Don't Get:

  • Understanding of your own taxes
  • Ability to make mid-year adjustments
  • Real-time tax planning
  • Control over the process

FileJoy Costs

Annual Plan: $99/year

Monthly Plan: $29/month

What You Get:

  • CPA-level accuracy
  • All calculations explained
  • Step-by-step guidance
  • Audit-ready documentation
  • Unlimited returns
  • Real-time calculations
  • Tax planning tools
  • Receipt storage
  • Email support

Cost Comparison

Scenario: Freelancer, 1 state, $75k income

CPA:

  • Tax preparation: $400
  • Quarterly check-ins: $200
  • **Total: $600/year**

FileJoy:

  • Annual plan: $99
  • **Total: $99/year**

Savings: $501/year

Accuracy Comparison

CPA Accuracy:

  • Generally very good
  • But humans make mistakes
  • Depends on the CPA's experience
  • May miss deductions if you don't mention them

FileJoy Accuracy:

  • Tested against IRS publications
  • Automated calculations (no human error)
  • Comprehensive deduction finder
  • Validated against real scenarios

Speed Comparison

CPA Process:

  • Gather documents: 1-2 hours
  • Meeting with CPA: 1 hour
  • Wait for preparation: 1-2 weeks
  • Review and sign: 30 minutes
  • **Total time: 2-3 hours + waiting**

FileJoy Process:

  • Import data: 5 minutes
  • Review and file: 25 minutes
  • **Total time: 30 minutes**

When to Use a CPA

Use a CPA if:

  • You have very complex situations (multiple businesses, international income, etc.)
  • You want ongoing tax planning advice
  • You're being audited
  • You prefer to outsource completely

Use FileJoy if:

  • You want to understand your taxes
  • You want to save money
  • You want speed and convenience
  • You want control over the process
  • Your situation is typical for self-employed filers

The FileJoy Advantage

FileJoy gives you:

  • CPA-level accuracy
  • Faster filing
  • Lower cost
  • Better understanding
  • More control

Try FileJoy and see why thousands of self-employed filers choose software over CPAs.

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